Published 21 August 2026

4 min read

Written and maintained by the CryptoKar team

Portfolio guide

Portfolio Questions

Some questions about the portfolio are not about a wrong number. They are about what this tool is for. Here is the honest scope of it.

Record keeping, not adviceNo trading accessTax on disposals only

Which coin should I buy

CryptoKar has no opinion on that, and a tax tool offering one would be worth ignoring. Its job starts after the trade: read what happened, work out the cost basis, compute the tax, produce the report.

What it does

  • Reads the exchange files you import and works out what you hold.
  • Values those holdings in rupees and shows the gain or loss on them.
  • Matches every disposal with FIFO and computes the tax on it.
  • Produces a report with your Schedule VDA rows, TDS and working.

What it does not do

  • Recommend a coin, a time to buy, or a time to sell.
  • Connect to your exchange to place any order.
  • Predict a price or offer a view on where a market is heading.
  • File your return for you on the income tax portal.

Can you sell for me

No. Realising a gain means disposing of the coin, and that happens on your exchange, by you. CryptoKar reads files you upload. It holds no API keys, no withdrawal rights and no ability to place an order.

  • Sell on the exchange, then import the export that covers the sale.
  • The gain moves out of unrealised and into realised profits, and reaches your report from there.
  • Files are read in your browser during import, which is also why nothing happens without you uploading something.

Why it differs from a price site

  • A price site tells you what one coin is worth. Your portfolio depends on how many you hold, which comes from your transactions.
  • Gain needs cost as well as price, and cost comes from your purchases rather than from any market.
  • Rupee prices move with the exchange rate, so two sources can differ slightly at the same moment.
  • Coins with no reliable price are excluded from value rather than counted as zero, which a price site has no reason to do.

Differences large enough to matter usually have a cause worth finding. Work through the four common ones.

What CryptoKar is not

It is a calculator and a record, built to produce a report you can file from. It is not an adviser, a broker, or a filing service.

Nothing in the app or on this site is investment advice or tax advice. The figures describe your own data and what the law charges on it. Judgment calls about your position belong with a qualified professional.

Frequently Asked Questions

The questions that come up once the numbers are right.

That is not a question CryptoKar answers. It is a record keeping and tax tool: it reads what you have already done and works out what you owe. Investment decisions belong with you and, if you want one, a qualified adviser.

No. Realising a gain means selling, and CryptoKar cannot trade on your behalf. It reads transaction files; it holds no keys and places no orders. Sell on your exchange, import the file, and the gain moves into realised profits.

Those sites price a coin. CryptoKar prices your position, which depends on the quantity your imported transactions add up to and the cost of the lots you still hold. Even with identical prices, the two answer different questions.

No. Tax under Section 115BBH arises on the transfer of a virtual digital asset, so your report is built from disposals. A portfolio that has doubled while you held it creates no charge.

The Excel report includes a holdings sheet you can keep with your records. It is computed from the files you imported, so it is only as complete as they are.

No. It states what your data shows and what the law charges on it. Judgment calls about your tax position belong with a chartered accountant, and investment decisions belong with you.

CryptoKar calculates your tax from the transaction data you import. Review your report before you file. If you have questions about your tax situation, speak with a qualified tax professional.

Last updated 21 August 2026

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