Terms of service

1. Acceptance of terms

By accessing or using CryptoKar, you agree to be bound by these Terms of Service and our privacy policy. If you do not agree, please do not use the service.

2. Who we are

CryptoKar is an independent product built and operated by two developers, Mayur Patil and Yogendra Singh, based in Pune, India. References to "we", "us", and "CryptoKar" mean the two of us as operators of the service.

3. Eligibility

You must be at least 18 years old and able to form a legally binding contract under Indian law to use CryptoKar. The service is designed for the Indian tax context (Virtual Digital Asset taxation).

4. What CryptoKar does

CryptoKar helps Indian taxpayers compute Virtual Digital Asset (VDA) taxes under Section 115BBH using FIFO cost basis tracking, and prepares Schedule VDA-style reports and TDS reconciliation from the transaction data you provide.

5. Not investment, tax, financial, or legal advice

CryptoKar is a software tool that produces calculations and reports based on the data you give it. It is for informational purposes only and does not constitute tax, financial, accounting, investment, or legal advice. The outputs are estimates and may not reflect your full situation. You are responsible for verifying the results and for your own tax filings. Always consult a qualified Chartered Accountant or tax professional before filing.

We are not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser or Research Analyst under the SEBI (Investment Advisers) Regulations, 2013 or the SEBI (Research Analysts) Regulations, 2014. CryptoKar does not provide investment, trading, portfolio, or buy/sell recommendations of any kind, does not suggest which assets to hold or trade, and does not predict prices or returns. Nothing on CryptoKar should be treated as a recommendation to buy, sell, or hold any virtual digital asset or security.

6. Regulatory status and risk of virtual digital assets

Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.

As of June 2026, virtual digital assets (VDAs) are legal to hold and trade in India but are not governed by a single dedicated law. They are not legal tender. SEBI oversees tokens that behave like securities, while most other VDAs sit under the broader VDA and tax framework administered by the Ministry of Finance and FIU-IND. CryptoKar is purely a tax-computation tool: we do not operate an exchange, hold custody of your assets, facilitate trading, or deal in VDAs. You are solely responsible for your investment decisions and for assessing the risks involved.

7. Your account

You are responsible for keeping your account credentials secure and for all activity under your account. Notify us promptly at [email protected] if you suspect unauthorised use.

8. Acceptable use

You agree not to:

• Use CryptoKar for any unlawful purpose or to violate any applicable law.
• Attempt to access other users' data or our systems without authorisation.
• Reverse-engineer, scrape, overload, or disrupt the service.
• Upload malicious code or content you do not have the right to use.

9. Payments and plans

Paid plans are billed through our payment processor, Razorpay. Prices and what each plan includes are shown on our pricing page. Refunds are governed by our refund policy. We may change prices in future; changes will not affect a plan you have already paid for during its term.

10. Accuracy of your data

CryptoKar relies entirely on the transaction data you import. You are responsible for the accuracy and completeness of that data. Incorrect, missing, or duplicated data will produce incorrect tax results, and we are not responsible for outcomes that result from inaccurate input.

11. Intellectual property

CryptoKar, its software, design, and content are owned by us and protected by law. We grant you a limited, non-exclusive, non-transferable right to use the service for its intended purpose. Your data remains yours.

12. Disclaimer of warranties

The service is provided "as is" and "as available", without warranties of any kind, express or implied. We do not warrant that the service will be uninterrupted, error-free, or that calculations will meet every filing requirement for your specific case.

13. Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, or consequential damages, or for any tax penalties, interest, or losses arising from your use of the service. Our total liability for any claim will not exceed the amount you paid us for the service in the twelve months before the claim.

14. Indemnity

You agree to indemnify and hold us harmless from any claims, losses, or expenses arising from your misuse of the service or your breach of these terms.

15. Termination

You may stop using CryptoKar at any time. We may suspend or terminate your access if you breach these terms or misuse the service. On termination, the sections that by their nature should survive (such as disclaimers, liability limits, and governing law) will continue to apply.

16. Governing law and jurisdiction

These terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts at Pune, Maharashtra, India.

17. Changes to these terms

We may update these terms from time to time. We will update the "last updated" date above and, for significant changes, notify you. Continuing to use CryptoKar means you accept the revised terms.

18. Contact

Questions about these terms? Email us at [email protected].